Who we are

National Insurance VimoSEWA Cooperative Ltd. is a multi-state cooperative promoted by SEWA and aims to provide social protection to informal sector women workers and their families. It is a standalone, multi-product and full-service delivery insurance entity in which women members are themselves users, owners and managers of all services.

Our principles

Our relations with our members extend beyond just providing insurance schemes. We aim to ensure a holistic experience for them and bring broader impact for community. Our efforts are guided by following principles: 

  • Financial protection: Our products provide coverage for various contingencies including wage-loss, hospitalization expenses, asset-loss and death due to accident and natural cause. It gives much needed financial protection to low-income family.
  • Mutual Assistance: Our insurance schemes protect its members from different financial risks and help each other in times of need from the premium they collectively contribute, thereby ensuring mutual assistance.
  • Self-reliance: We aim to promote self-reliance by designing affordable premiums and the low-cost model for universal and easy access. The operational profit is plough back for development of organisation and shares it with the members as dividend. It makes both member and organisation self-reliant.
  • Integrated Services: We aim to provide different preventive and curative health services, livelihood related protection and other risk management services in close collaboration with different institutions. We provide member education and extend linkages to our members with different SEWA sister organisations in an integrated way.
  • Policy action: Our aim is to influence and bring member centric policy formulation to cover the risk of low-income segment and actively promote policies that ensure the widest possible social protection through microinsurance.

Our Products

SARAL SURAKSHA YOJNA

Provide protection against the livelihood loss to the covered family. This product focuses on family who are more vulnerable to the risk of livelihood loss.Read More »

LIFE COVERAGE SCHEME

This product covers the natural and accidental death situation of the insured policyholder only. There is a 1 year waiting period for any pre-existing disease.Read More »

SWASTHA PARIWAR

Covers Mediclaim (basic health coverage). The objective of this product is to cover the financial expenses in case of hospitalisation.

Read More »

SAVING LINK SCHEME

The objective of the policy is to cover both natural and accidental death, and provide maturity benefits.

Read More »

MILESTONE YEARS

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TESTIMONIALS

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